Card payments for UK businesses

Card machines that cost less and just work.

We compare card processors for you, put every fee in writing before you sign, and set up the terminal. If it breaks, we swap it within 24 hours.

01

Tap. Approved.

Contactless, Chip and PIN, Apple Pay and Google Pay on every terminal. 4G and WiFi, so it works wherever your customers are.

02

Every fee, in writing.

Terminal rental from £15 a month, £0 setup on selected plans, and your transaction rate on paper before you sign anything.

03

Broken? Swapped in 24 hours.

If a terminal develops a fault, we replace it within a day. Support is 7 days a week, from people who know your account.

Every way your customers pay

  • Visa
  • Mastercard
  • American Express
  • Apple Pay
  • Google Pay
  • Contactless
  • Chip and PIN
  • Maestro
  • Pay by link

Free statement check

Send us your card statement. We'll *beat *it, or tell you straight.

Check my statement
  • Free
  • No obligation
  • Reply the same working day

Switching takes three steps

  1. 01

    Tell us how you take payments

    Your card takings, average sale and what you pay now. A recent statement helps if you have one.

  2. 02

    Get a written quote

    We compare providers and send the rental, transaction rates and contract length, with every fee listed.

  3. 03

    We set you up

    We handle the application and get the terminal to you. After that you deal with us, not a call centre.

Let's cut your card fees.

Tell us a little about your business. We'll come back with a written quote, usually the same day.

  • From £15 a month terminal rental
  • £0 setup on selected plans
  • 24h swap-out on faults
  • 7 days a week support

We reply the same working day. We only use your details to answer your enquiry (see our privacy notice).

What clients say

Honest from the first call. They explained every charge clearly and found us rates that beat what we were paying.
Restaurant owner, London
We needed a high-risk gateway. They set clear expectations and delivered exactly as promised.
E-commerce director, Manchester
Found us a facility when no one else could. Couldn't recommend them more.
Retailer, Birmingham

Questions

How much does a card machine cost?

Terminal rental starts from £15 a month, with £0 setup on selected plans. On top of that you pay a transaction rate, which depends on your turnover and the type of cards you take. We'll quote both in writing before you commit.

How do I know which card machine is right for me?

If you take payments at the table or away from the counter, a mobile or portable terminal is best. For a fixed till, a countertop terminal is simpler and cheaper. We'll ask about your connection, volume and layout before recommending one.

Do I need WiFi or 4G?

WiFi works well where you have reliable broadband across the whole space. A 4G terminal uses its own SIM, so it works anywhere with mobile signal, which suits deliveries, markets and venues with patchy WiFi. Many terminals do both.

Are there contracts?

Yes, from rolling monthly up to 36 months. Longer terms usually lower the monthly rental. We explain the terms and exit fees before you sign anything.

Can you help if I've been turned down for a merchant account?

Often, yes. We work with specialist acquirers and gateways for businesses that mainstream providers decline, and we'll tell you honestly what rates and reserves to expect.

What is a merchant cash advance?

A lump sum based on your card sales, repaid through a small percentage of future takings. We arrange it through our partner YouLend.

What happens if my terminal breaks?

Call or message us. If it's a manufacturer fault, we swap the terminal within 24 hours. Support is available 7 days a week.

Talk to a person

Send us your latest card statement and we'll tell you honestly whether we can beat it.